RATES

RATES (as of 6/1/17)

 

Quick Cash (Line of Credit)

Credit RatingA
APR*
B
APR*
C
APR*
D
APR*
E
APR*
  15% 15%  15%   15%    15%

 

Vehicle/Secured Loans Calculate your payment

Credit RatingA
APR*
B
APR*
C
APR*
D
APR*
E
APR*
F
APR*
Up to 36 Months 2.49%-3.49%  5.75%-5.90%  7.50%-8.50%   9.50%-10.50%    14.25%-15.25% 18.00% 
37 – 48 Months  2.49%-3.49%  6.10%-6.25%  7.75%-8.75%   9.75%-10.75%      14.50%-15.50%  18.00% 
49 – 60 Months  2.49%-3.49%  6.45%-6.60%  8.00%-9.00%   10.00%-11.00%  14.75%-15.75% 18.00% 
72 Months 5.00%-5.15%  6.95%-7.10%  8.50%-9.50%   10.50%-11.50% N/A   N/A  
84 Months 5.50%-5.65% 7.45%-7.60% N/A   N/A  N/A   N/A  

 

Personal LoansCalculate your payment

Credit RatingA
APR*
B
APR*
C
APR*
D
APR*
E
APR*
24 Months 9% 11.50% 12.50%   14.50% 18.00%
36 Months 10%  12.50% 13.50%   15.50% N/A
48 Months   11% 13.50% 14.50%   N/A N/A

 

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Credit Cards Calculate your savings

RateAPR*Term
Platinum Mastercard/Platinum Visa 9.75 n/a   
Gold Mastercard/Gold Visa 11.75  n/a   
Mastercard/Visa 13.75 n/a   

*APR=Annual Percentage Rate

 

Savings/Checking

Dividend RateAPY*Term
Shares $25-$24,999 0.15  0.15  n/a 
Shares $25,000-$74,999 0.30  0.30  n/a 
Shares $75,000 and over 0.44  0.45  n/a 
Kasasa Cash Checking $0-$20,000  2.96  3.00  n/a 
APY ranges from 1%-3%        
 Money Market $2,000-$24,999  0.39 0.40 n/a 
 Money Market $25,000-$74,999  0.49  0.50 n/a 
 Money Market $75,000 and over  0.58 0.60 n/a 
 IRA Shares  0.99 1.00 n/a 
 Christmas Club  0.44 0.45 n/a 

Fees may reduce earnings on Share Accounts. *APY=Annual Percentage Yield

 

Certificates

      
Dividend RateAPY*Term
$1,000 – $24,999.99      
6 mon Share Certificate/IRA  0.44 0.45
1 yr Share Certificate/IRA 0.59 0.60 12 
2 yr Share Certificate/IRA  0.84 0.85 24 
3 yr Share Certificate/IRA  1.09  1.10  36 
4 yr Share Certificate/IRA  1.29  1.30  48 
5 yr Share Certificate/IRA  1.63 1.65 60 
 $25,000 – $74,999.99        
6 mon Mini-Jumbo Share Certificate/IRA  0.49 0.50
1 yr Mini-Jumbo Share Certificate/IRA  0.64 0.65 12 
2 yr Mini-Jumbo Share Certificate/IRA  0.89 0.90 24 
3 yr Mini-Jumbo Share Certificate/IRA  1.14  1.15 36 
4 yr Mini-Jumbo Share Certificate/IRA  1.33 1.35 48 
5 yr Mini-Jumbo Share Certificate/IRA  1.67 1.70 60 
 $75,000 +        
6 mon Jumbo Share Certificate/IRA  0.54 0.55
1 yr Jumbo Share Certificate/IRA  0.69 0.70  12 
2 yr Jumbo Share Certificate/IRA  0.94 0.95 24 
3 yr Jumbo Share Certificate/IRA  1.19  1.20  36 
4 yr Jumbo Share Certificate/IRA  1.39  1.40  48 
5 yr Jumbo Share Certificate/IRA  1.73 1.75 60 

A penalty may be imposed for early withdrawals. *APY=Annual Percentage Yield

 

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