Basic Checking
- FREE checking account
- No minimum balance requirement
- No per check fee
- Does not pay dividends
- Overdraft/Courtesy Pay available

Prime Checking
- $500 minimum balance requirement
- $5.00 service fee per month, only when your balance falls below the $500
- Pays dividends on the last day of the month dividends which will vary from month-to-month and may be higher or lower than the rate in effect on the date of the last deposit to the account. Rates will be based on local rates and declared monthly by the Board of Directors at their monthly meeting.
- Overdraft/Courtesy Pay available

Merit Checking
- No minimum balance requirement
- $8.00 service fee per month
- Does not pay dividends
- For members needing a 'second chance' on check services

Plus...

View checking balance, cleared checks, transfer funds and more through FREE online service

Use FREE Bill Pay

Find a surcharge free ATM near you

Reorder checks

The Chemcel FCU routing number is 314977971

Sign up for direct deposit

Fee schedule